AVAILABLE YARD CARD FINANCING PROGRAMS (through March 31, 2012) 0% APR for 24 Months Equal Payments 0% Interest for 24 Months Equal Payments: The offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account. During the promotional 24 month period the minimum monthly payment is calculated by dividing the Purchase amount by the length of the promotional period. No Interest accrues during the promotional period. If your account becomes 60 days past due the penalty APR will apply. After the promotional period expires, interest will be charged at the APR for Purchases on any remaining balances until paid in full. The APR for Purchases is currently 22.99-28.99%. Current Penalty APR 28.99-29.99% will be applied to the account if it becomes 60 days past due. APRs may vary with the market based on the Prime Rate. Minimum interest charge $2.00. A one-time promotional fee of $125.00 will be applied to the account for this transaction. 18 Months Deferred Interest with Payments 18 Months Deferred Interest with Payments: The offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account. During the 18 month promotional period a minimum monthly payment of 1% of the purchase balance is required as disclosed on the billing statement.  Interest charges accrue from the date of purchase until the end of the promotional period.  Accrued interest charges are added to the account if the original purchase amount and any applicable fees or charges are not paid in full by the expiration of the promotional offer period.  After the promotional offer period expires the minimum payment will increase to the greater of $25 or 3.5% of the account balance and interest will be charged at the APR for Purchases on any remaining balance until paid in full.  The APR for Purchases is 22.99-28.99%. Current Penalty APR 28.99-29.99% will be applied to the account if it becomes 60 days past due. APRs may vary with the market based on the Prime Rate. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. 3.75% APR for 60 Months Equal Payments 3.75% APR for 60 Months Equal Payments: The offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account. A Reduced APR of 3.75% will apply to the purchase during the 36 month promotional period. A minimum payment equal to 1.82% of the Purchase Amount is due each month. If your account becomes 60 days past due the penalty APR will apply. After the promotional period expires, interest will be charged at the APR for Purchases on any remaining balances until paid in full. The APR for Purchases is 22.99-28.99%. Current Penalty APR 28.99-29.99% will be applied to the account if it becomes 60 days past due. APRs may vary with the market based on the Prime Rate. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. 4.90% APR for 48 Months Equal Payments 4.90% APR for 48 Months Equal Payments: The offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account. A Reduced APR of 4.90% will apply to the purchase during the 48 month promotional period. A minimum payment equal to 2.30% of the Purchase Amount is due each month. If your account becomes 60 days past due the penalty APR will apply. After the promotional period expires, interest will be charged at the APR for Purchases on any remaining balances until paid in full. The APR for Purchases is 22.99-28.99%. Current Penalty APR 28.99-29.99% will be applied to the account if it becomes 60 days past due. APRs may vary with the market based on the Prime Rate. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. Questions? Call Yard Card Toll Free: 1-800-538-3638 (Merchant Services Dept.)

IT COSTS LESS TO OWN THE BEST! 
(Sample numbers shown below with 3.75% for 60 month program applied. Actual payments may vary.**)

Mower Category / Sample Model	Mower Description	Monthly Payment with 0% for 48 months**
Freedom Z (SFZ36-20BS)	36" deck with 20hp engine	As low as $88 per month**!
Tiger Cat (STC48V-26BS)	48" deck with 26hp engine	As low as $166 per month**!
Turf Tiger (STT61V-27CV)	61" deck with 27hp engine	As low as $236 per month**!

**Monthly payments shown are sample data and do not include delivery, tax, setup, freight or other fees that may apply. See your Scag dealer for details and actual payment schedules. The payment amount and interest rate may vary based on credit worthiness of applicant. Offer valid subject to credit approval.

Sno-Way Financing Yard Card
& Yard Card Plus Accounts

Sno-Way Financing Offered through Yard Card and Yard Card Plus! So now that you've decided a Sno-Way Plow or Spreader is for you, make it happen! Fast, flexible financing plans make it affordable. Ask your dealer today about special finance programs! See your local Sno-Way Dealer for complete details on all retail finance programs.